We can arrange finance agreements on the majority of our vehicles, often featuring low deposit options and low repayment schemes. To provide you with a tailored quote that matches your exact circumstances, we just need a few initial details. Apply now and get a decision in minutes! Important Note on External Finance: We work hard to secure the best rates with our own panel of lenders. Should you wish to arrange your own external finance independently, an administration fee of £299.00 will apply. Understanding Your Credit Search To help find the best financial match for you, our partner brokers initially carry out what is known as a 'Quotation Search' via Equifax (a leading Credit Reference Agency). The Soft Search: This initial check results in a "soft footprint" on your file. It is only visible to you, cannot be seen by other lenders, and has zero impact on your credit rating or ability to gain credit. This allows us to safely find the right match before you officially apply. The Hard Search: Once you choose to formally proceed with a specific finance application, the lender will then carry out a full 'Credit Application' search. This is a "hard search" which is visible to other lenders. Multiple hard searches in a short space of time can lower your credit score, which is why our initial soft-search matching process is so beneficial to protecting your credit file. At VSG Car Sales Ltd, we have a dedicated team of finance experts ready to assist with your enquiry. Our extensive expertise means that even if you have a poor credit history, we may still be able to help you secure vehicle finance. Please note that sub-prime finance is not guaranteed and typically costs more than finance provided by a prime lender. While we will make every effort to obtain the right finance solution for you, approval is not guaranteed. If your finance is secured through a sub-prime lender, the cost of credit will likely be at a higher interest rate than standard prime lender offers. We can introduce you to a number of lenders who may be able to help finance your vehicle. This group of lenders provides us with a range of products that may be suitable for your vehicle purchase or leasing requirements. We will explain the key features of those products to you and make a recommendation based on the affordability which is suitable for your demands and needs at the time it is made.